31st July 2021 Daily GK Update: Read Daily GK, Current Affairs for Bank Exam

31 July 2021
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31st July 2021 Daily GK Update: Read Daily GK, Current Affairs for Bank Exam

Daily GK updates are incorporated with the important news that made the current affairs headlines for banking or other competitive exams. Daily GK Update is the complete bag of the important news that is held all day long. One should have complete knowledge about banking terms, current affairs news, etc. So, here is the GK update of 31st July 2021 to help you prepare the Current affairs part. After reading this section, you can successfully attempt Current Affairs Quiz.

Top 10 Daily GK Updates: National & International News

Here is providing below the top 10 important Daily General Knowledge GK 2021 updates with national & international news

National News

1. PM Modi launches Academic Bank of Credit and Artificial Intelligence programme

• PM Modi has launched multiple educational initiatives including the Academic Bank of Credit that will provide multiple entries and exit options for students in Higher education.
• Academic Bank of Credit is envisaged as a digital bank that holds the credit earned by a student in any course.
• Academic Bank of Credit is a major instrument for facilitating multidisciplinary and holistic education and multiple entry and exit in higher education.
• Academic Bank of Credit and the Artificial Intelligence programme to make the youth future-oriented and open the way for an AI-driven economy.

State News

2. Rajasthan Government launches ‘Mission Niryatak Bano’

• The Rajasthan government's industries department and the Rajasthan State Industrial Development and Investment Corporation (RIICO) have launched the 'Mission Niryatak Bano' campaign to promote aspiring exporters in the state.
• The campaign is aimed at registering and handholding the local traders willing to expand their business to foreign countries, in six steps.
• This shall cover assistance from training, securing necessary documentation, registration in Rajasthan Export Promotion Council and even support in exports and trade operations.
• The state government in consideration of the challenges of small businesses had waived off the need for several state-level clearances for the initial three years of upcoming businesses.
• The exporter assistance campaign shall be another step in helping the local business develop understanding towards the procedures and increase their business.

Important takeaways for all competitive exams:

• Chief Minister of Rajasthan: Ashok Gehlot; Governor: Kalraj Mishra.

Appointments News

3. Bharat BillPay appoints PayU’s Noopur Chaturvedi as new CEO

• Bharat Bill Payment System has appointed former PayU and Airtel Payments Bank executive Noopur Chaturvedi as its new chief executive officer. Chaturvedi, prior to this appointment, was the country head for small and medium businesses at PayU.
• In a career spanning nearly two decades, she has worked with Airtel Payments Bank, Samsung, ING Vysya Bank and Citibank in various senior roles.
• Bharat BillPay is an interoperable and integrated bill payment system for online as well as agent-based settlement of recurring bills.
• On April 1 this year, NPCI transferred all its BBPS mandates to a newly set up subsidiary called the NPCI Bharat BillPay Limited (NBBL), effectively hiving off its automated billing business. Founded in 2013.

Business News

4. HDFC Bank, ICICI and Axis pick up stake in blockchain start-up

• Three of India’s biggest private lenders – ICICI Bank, HDFC Bank and Axis Bank have taken stakes in the blockchain financial technology firm IBBIC Pvt Ltd. HDFC Bank and Axis Bank invested ₹5 lakh each for the shares.
• ICICI Bank also said it has subscribed to 49,000 fully paid-up equity shares of face value ₹10 each of IBBIC constituting 5.44 per cent of the issued and paid-up share capital. It paid ₹4.9 lakh for the shares.
• IBBIC was incorporated on May 25 this year as a financial technology company with the objective of providing a platform for exploring, building, and implementing distributed ledger technology (DLT) solutions for the Indian financial services sector.
• About 15 banks have come together to set up IBBIC, with an aim to expand the use of blockchain applications in financial sector transactions.

Economy News

5. Modi govt's fiscal deficit touches 18.2% of annual target

• The central government's fiscal deficit stood at Rs 2.74 lakh crore or 18.2 per cent of the full year's Budget estimate at the end of June, according to data released by the Controller General of Accounts (CGA).
• The fiscal deficit at the end of June 2020 was 83.2 per cent of the Budget Estimates (BE) of 2020-21.
• The fiscal deficit or the gap between expenditure and revenue for 2020-21 was 9.3 per cent of the Gross Domestic Product (GDP), better than 9.5 per cent projected in the revised estimates in the Budget in February.

Defence News

7. 36th edition of CORPAT between India and Indonesia begins

• The 36th edition of CORPAT between India and Indonesia is being held on 30 and 31 July 2021, in the Indian Ocean region.
• The Indian Naval Ship (INS) Saryu, an indigenously built Offshore Patrol Vessel and Indonesian Naval Ship KRI Bung Tomo is undertaking coordinated patrol (CORPAT).
• Besides this, Maritime Patrol Aircraft from both nations are also participating. The exercise is being conducted as a ‘non-contact, at sea only’ exercise in view of the COVID-19 pandemic. India and Indonesia have been conducting the Coordinated Patrols along the International Maritime Boundary Line (IMBL) since 2002 twice a year.
• The basic aim of CORPAT is to keep the Indian Ocean Region safe and secure for commercial shipping, international trade and conduct of legitimate maritime activities.
• CORPATs help build understanding and interoperability between navies and facilitate the institution of measures to prevent and suppress Illegal Unreported Unregulated (IUU) fishing, drug trafficking, maritime terrorism, armed robbery and piracy.

Awards News

8. Asha Bhosle to get prestigious Maharashtra Bhushan award 2021

• The Maharashtra Bhushan Selection Committee chaired by Chief Minister Uddhav Thackeray has unanimously selected legendary playback singer Asha Bhosle for the prestigious award.
• Asha Bhosle is best known for her playback singing in Hindi cinema, although she has a wider repertoire. Bhosle’s career started in 1943 and has spanned over seven decades. She has done playback singing for over a thousand movies.
• Asha Bhosle was officially acknowledged by the Guinness Book of World Records as the most recorded artist in music history. The Government of India honoured her with the Dadasaheb Phalke Award in 2000 and the Padma Vibhushan in 2008. Bhosle is the sister of playback singer Lata Mangeshkar and belongs to the prominent Mangeshkar family.

Important Days

9. World Ranger Day: 31 July

• World Ranger Day is observed every year on 31 July to commemorate the Rangers killed or injured while on duty and to celebrate the work that Rangers do to protect the world’s natural and cultural heritage.
• World Ranger Day offers a chance to support their vital work, which ranges from environmental campaigning to education. The day is also an opportunity to pay tribute to rangers who have lost their lives in the line of duty. A Ranger is a person tasked with preserving and protecting parklands and natural protected areas.
• A Ranger typically refers to a forest ranger or a park ranger. It was on this day in 1992 that International Ranger Federation (IRF) was founded. World Ranger Day was created by the International Ranger Federation and was first held in 2007.

Miscellaneous News

10. 14 Tiger Reserves of India get (CA|TS) Recognition

• From India, 14 tiger reserves have received the accreditation of the Global Conservation Assured Tiger Standards (CA|TS), on the occasion of International Tiger Day on July 29, 2021.
• The National Tiger Conservation Authority (NTCA) recognized the ‘BaghRakshaks’ for their efforts in protecting Tigers and forests. The NTCA’s quarterly newsletter STRIPES was also released during the event.

The 14 tiger reserves of India that have received prestigious global accreditation from CA|TS are:

• Mudumalai and Anamalai Tiger Reserves, Tamil Nadu
• Bandipur Tiger Reserve, Karnataka
• Parambikulam Tiger Reserve, Kerala
• Sunderbans Tiger Reserve, West Bengal
• Dudhwa Tiger Reserve, Uttar Pradesh
• Valmiki Tiger Reserve, Bihar
• Pench Tiger Reserve, Maharashtra
• Satpura, Kanha and Panna Tiger Reserves, Madhya Pradesh

25th and 26th July 2021 Daily GK Update: Read Daily GK, Current Affairs for Bank Exam

26 July 2021
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25th and 26th July 2021 Daily GK Update: Read Daily GK, Current Affairs for Bank Exam

Daily GK updates are incorporated with the important news that made the current affairs headlines for banking or other competitive exams. Daily GK Update is the complete bag of the important news that is held all day long. One should have complete knowledge about banking terms, current affairs news, etc. So, here is the GK update of 25th and 26th July July 2021 to help you prepare the Current affairs part. After reading this section, you can successfully attempt Current Affairs Quiz.

Top 15 Daily GK Updates: National & International News

Here is providing below the top 15 important Daily General Knowledge GK 2021 updates with national & international news

International News

1. Sweden joins International Solar Alliance

• Sweden has ratified the framework agreement for the International Solar Alliance (ISA) and is now a member of the global platform, which is an initiative of India aimed at promoting renewable energy and sustainable development.
• Sweden hopes to bring its expertise and its experience in renewable energy and clean energy technologies to discussions in the ISA to contribute to meeting the challenges related to climate change.
• In April 2018, Prime Minister Modi visited Stockholm during which both sides agreed to further deepen innovation partnership for a sustainable future.
• The ISA has been conceived as an action-oriented, member-driven, collaborative platform to increase the availability of solar energy technologies to enhance energy security and sustainable development.

Important takeaways for all competitive exams:

• ISA Headquarters: Gurugram;
• ISA Founded: 30 November 2015;
• ISA Founded: Paris, France;
• ISA Director-General: Ajay Mathur;
• Stockholm is the capital of Sweden;
• The krona is the official currency of Sweden;
• The current PM of Sweden is Stefan Lofven.

2. United Kingdom reports cases of ‘Norovirus’ infection

• The United Kingdom is now reporting an outbreak of norovirus. Public Health England (PHE) recently issued a warning regarding Norovirus. England has recorded 154 cases of norovirus in the country. An increase in norovirus cases in educational settings has been reported.
• According to the Centers for Disease Control and Prevention (CDC), norovirus is very contagious that causes diarrhoea and vomiting. People suffering from norovirus disease can shed billions of virus particles. And to make people sick only a few of them is required.
• Symptoms of norovirus are vomiting, diarrhoea, stomach pain and nausea. This virus can cause inflammation of the intestines or the stomach and it is termed acute gastroenteritis.
• Other symptoms of this virus are headache, fever and body aches. People generally develop the symptoms within 12 to 48 hours and they can last up to 1 to 3 days.

Important takeaways for all competitive exams: 

• Prime minister of United Kingdom: Boris Johnson.
• Capital of the United Kingdom: London.

Appointments News

3. IPS officer Nasir Kamal appointed DG of Bureau of Civil Aviation Security

• Senior IPS officer Nasir Kamal has been appointed the Director-General of the Bureau of Civil Aviation Security (BCAS). He is a 1986-batch Indian Police Service (IPS) officer of the Uttar Pradesh cadre.
• The Appointments Committee of the Cabinet has approved Kamal's appointment to the post of Director General in BCAS for a tenure up to his superannuation on July 31, 2022.

4. Yusuffali to be Abu Dhabi CCI’s vice-chairman

• Lulu Group chairman, M A Yusuff Ali has been appointed as the Vice-Chairman of Abu Dhabi Chamber of Commerce and Industry (ADCCI). Sheikh Mohammed Bin Zayed Al Nahyan, the crown prince of Abu Dhabi & Dy. Supreme Commander of UAE Armed Forces issued a resolution to form a new Board of Directors for Abu Dhabi Chamber of Commerce and Industry (ADCCI).
• HH Sheikh Mohammed Bin Zayed Al Nahyan recently had honoured Yusuffali with the 'Abu Dhabi Award 2021', the highest civilian honour for his almost 5-decade long contributions in the fields of economic development & philanthropy.

5. IPS officer Nasir Kamal appointed DG of Bureau of Civil Aviation Security

• Senior IPS officer Nasir Kamal has been appointed the Director-General of the Bureau of Civil Aviation Security (BCAS). He is a 1986-batch Indian Police Service (IPS) officer of the Uttar Pradesh cadre.
• The Appointments Committee of the Cabinet has approved Kamal's appointment to the post of Director General in BCAS for a tenure up to his superannuation on July 31, 2022.

Agreements News

6. CRPF signs MoU with C-DAC to train manpower of force in advanced technologies

• The Central Reserve Police Force (CRPF) has signed an MoU with the Centre for Development of Advanced Computing C-DAC to train the manpower of the force in advanced technologies and undertake joint projects.
• The MoU aims at augmenting the technical capabilities of CRPF by training its manpower in advanced areas like the Internet of Things (IoT), Cybersecurity, AI, etc.
• The agreement will also provide the expertise of C-DAC in the form of a Technology Partner and Knowledge Partner in developing various ICT solutions of CRPF.
• The MoU will go a long way in providing CRPF personnel with customised advanced courses aligned to the needs of the field and practical applications.

Important takeaways for all competitive exams:

• Central Reserve Police Force Headquarters: New Delhi, India.
• Central Reserve Police Force Formed: 27 July 1939.
• Central Reserve Police Force Motto: Service and Loyalty.
• CRPF director general: Kuldiep Singh.

Banking News

7. IFC lends $250 million to HDFC Ltd to boost green housing finance

• HDFC Ltd has got a loan of $250 million from International Finance Corporation (IFC), the investment arm of the World Bank Group, to be used by India’s largest housing finance company for green housing.
• Green housing is regarded as a luxury market in the country but has climate benefits. Its partnership with HDFC would help change perceptions about the market. At least 25 per cent of the funding is for green affordable housing.

Important takeaways for all competitive exams:

• Headquarters of HDFC Bank: Mumbai, Maharashtra;
• MD and CEO of HDFC Bank: Sashidhar Jagdishan;
• The tagline of HDFC Bank: We understand your world;
• International Finance Corporation Founded: 20 July 1956;
• International Finance Corporation Executive Vice President & CEO: Makhtar Diop;
• International Finance Corporation Headquarters: Washington, D.C., U.S.

Awards News

8. Pramod Bhagat named Differently Abled Sportsman of the Year 2019

• World No. 1 para shuttler Pramod Bhagat was named Differently Abled Sportsman of the Year at Indian Sports Honour for 2019. The delay in the announcement was due to the COVID-19 pandemic.
• Indian Sports Honours are awards given annually by the RPSG Group in association with the Virat Kohli Foundation to outstanding sports personalities of India. The awards were founded in 2017.
• Bhagat, who won two gold medals and a bronze at the Dubai Para-Badminton Tournament this year, will be participating in singles and mixed doubles events at the Paralympics which opens in Tokyo from August 24.

Ranks and Reports News

9. India Enters WTO's Top 10 Agricultural Produce Exporters In 2019

• India has entered the top ten list of agricultural produce exporters in 2019 with a significant share within the export of rice, soya beans, cotton and meat, according to a World Trade Organisation (WTO) report on trends in world agricultural trade in recent 25 years.
• In 2019, India ranked ninth with a share of 3.1% in global agricultural exports. Earlier this place was New Zealand.
• Similarly, Mexico has ranked seventh with a share of 3.4% in global agricultural exports, which was previously followed by Malaysia. In the 'meat and edible meat offal' category, India was ranked eighth with a 4 per cent share in global trade.
• While the US, which topped the list in 1995 (22.2%), was overtaken by the European Union in 2019 (16.1%). Brazil maintained its ranking as the third-largest exporter, increasing its share from 4.8% in 1995 to 7.8% in 2019. China climbed from the sixth spot in 1995 (4%) to fourth in 2019 (5.4%).

Sports News

10. China’s Yang Qian Wins First Gold Medal of Tokyo Olympics

• Yang Qian of China took gold in the women’s 10m air rifle final to secure the first gold medal of the 2020 Summer Games at the Asaka Shooting Range on 24th July.
• Anastasiia Galashina of Russia won silver, while Nina Christen of Switzerland won the bronze medal.

Books and Authors News

11. A book title ‘An Ordinary Life: Portrait of an Indian Generation’ by Ashok Lavasa

• Former election commissioner Ashok Lavasa has come out with a book titled “An Ordinary Life: Portrait of an Indian Generation.”
• In this book, Ashok Lavasa narrates about his father, Udai Singh, and his own experience on how his father’s principles served as a moral compass in his life, and can in ours too.
• Ashok Lavasa resigned as election commissioner in 2020 to become vice-president of the Asian Development Bank.

Important Days

12. Kargil Vijay Diwas celebrated on 26th July

• Kargil Vijay Diwas is celebrated every year on July 26 since the year 1999, to mark India’s victory over Pakistan in the Kargil conflict. This year nation is celebrating the 22 years of victory in the Kargil war.
• It was in 1999 that a high altitude mountain war broke out along the peaks of Kargil near the Line of Control, the de-facto border that divides Kashmir between the two nations.
• The Kargil War was fought between May-July of 1999 in the Kargil district of Jammu and Kashmir along the Line of Control (LoC) in which India got the victory.
• The Kargil war was fought for more than 60 days, ended on 26 July.
• July 26 is celebrated as “Kargil Vijay Diwas” every year to mark the successful completion of “Operation Vijay” that ended the 3-month war along the Line of Control.
• The operation White Sea was also launched during the Kargil war, 1999.

13. World Drowning Prevention Day: 25 July

• World Drowning Prevention Day, declared through the April 2021 UN General Assembly Resolution “Global drowning prevention”, is held annually on 25 July.
• This global advocacy event serves as an opportunity to highlight the tragic and profound impact of drowning on families and communities and to offer life-saving solutions to prevent it.

Obituaries News

14. Bangladesh's legendary folk singer Fakir Alamgir passes away

• Bangladesh's legendary folk singer, Fakir Alamgir has passed away due to complications from COVID-19. He was born on February 21, 1950, in Faridpur, Alamgir began his music career in 1966.
• The singer was a key member of cultural organisations 'Kranti Shilpi Gosthi' and 'Gana Shilpi Gosthi' and played an important role during Bangladesh's 1969 uprising.
• During Bangladesh's 1971 Liberation War, Alamgir joined the 'Swadhin Bangla Betar Kendra' and performed frequently to inspire freedom fighters.

Miscellaneous News

15. Rudreswara Temple inscribed as India’s 39th UNESCO World Heritage List

• The Kakatiya Rudreswara Temple, (also known as the Ramappa Temple) at Palampet, Mulugu district, near Warangal in Telangana has been inscribed on UNESCO’s World Heritage list, during the 44th session of the World Heritage Committee of UNESCO. With this latest induction, there are 39th World Heritage Sites located in India.
• The Rudreswara temple was constructed in 1213 AD during the reign of the Kakatiya Empire.
• The iconic 13th-century temple is also known as Ramappa temple, named after its architect, Ramappa
• The Rudreswara temple was the only nomination for the UNESCO World Heritage site tag for the year 2019 by the Indian government.

Important takeaways for all competitive exams:

• UNESCO headquarters: Paris, France.
• UNESCO Head: Audrey Azoulay.
• UNESCO Founded: 16 November 1945.

Coronavirus: 39,097 Fresh COVID-19 Cases In India, 10.6% Higher Than Yesterday

New Delhi: 

India today added 39,097 fresh COVID-19 cases over a 24-hour period, which is 10.6 per cent higher than yesterday. The country reported 546 deaths, taking the total death count to 4.20 lakh.

Here are the top 10 updates on coronavirus in India:

1. The daily test positivity rate - number of positive cases identified per 100 - is at 2.40 per cent, less than 3 per cent for 33rd straight day.
2. Kerala with 17,518 fresh cases leads the states with most number of infections over a 24-hour period. It reported 132 deaths. It is followed by Maharashtra (6,753), Odisha (1,917) Tamil Nadu (1,830), Andhra Pradesh (1,747).
3. Maharashtra, which continues to be the worst-hit state, added 6,753 fresh cases and 167 deaths in a day.
4. Assam with 1,621 cases added the most number of cases in a day among the northeastern states. It also reported 15 deaths. Manipur reported 1,284 cases and 15 deaths.
5. Children in India can start getting vaccinated by September, AIIMS chief Dr Randeep Guleria told NDTV this morning.
6. The number of active cases in the country has increased to 4,08,977, accounting for 1.34 per cent of the total caseload while the national COVID-19 recovery rate stood at 97.35 per cent.
7. The total number of Covid vaccine doses administered so far in the country has reached 42.78 crore.
8. A study conducted by the Council of Scientific and Industrial Research (CSIR) indicates that coronavirus could be detected up to 10 feet or 3.048 metres in the air around an infected individual, Parliament was told Friday.
9. The Delta variant of SARS-CoV-2 has been shown to be more transmissible than other variants of concern, however, it cannot be speculated that this variant by itself can give rise to a third wave of COVID-19 in the country, the government has said.
10. With various mutations of coronavirus emerging in the near future, there might be a need for the country to adopt a booster dose with second-generation COVID-19 vaccines, said All India Institute of Medical Sciences (AIIMS) chief Dr Randeep Guleria.